DISCLAIMER

1. No Professional Financial Advice

Quarrydell is an independent research entity. We do not act as your financial advisor, and we do not have a fiduciary relationship with you. Always seek the advice of a qualified financial professional regarding your specific situation and retirement plan. Never disregard professional advice or delay seeking it because of something you have read on this Site.

2. Accuracy of Information

While we strive to keep the information on this website up-to-date and correct, Quarrydell makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

Financial products, especially those managed by entities like TIAA, are subject to frequent regulatory and corporate policy changes. Any reliance you place on such information is therefore strictly at your own risk.

3. Non-Affiliation with TIAA

Quarrydell is a completely independent resource. We are NOT employees, agents, partners, or affiliates of the Teachers Insurance and Annuity Association of America (TIAA), College Retirement Equities Fund (CREF), or any of their subsidiaries.

We do not receive commissions, kickbacks, or any form of compensation from TIAA or any other financial institution. Our reviews are based solely on independent analysis, publicly available plan documents, and reported user experiences.

4. Limitation of Liability

In no event will Quarrydell, its owners, or contributors be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

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Through this website, you are able to link to other websites which are not under the control of Quarrydell. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

6. Errors and Omissions

The website may contain typographical errors or other inaccuracies and may not be complete or current. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice.