DATA TRANSPARENCY
COOKIES
POLICY
Effective Date: January 1, 2026
2. How We Use Cookies
We use first-party and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our Site to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies enable us to track and target the interests of our users to enhance the experience on our Site.
Our Stance on Tracking:
As an independent research hub, we do not use cookies to build profiles for advertising or to sell your browsing habits to financial institutions like TIAA or Vanguard. Our cookie usage is strictly limited to improving site performance and functionality.
3. Types of Cookies We Use
Essential Cookies
These cookies are strictly necessary to provide you with services available through our Site and to use some of its features, such as access to secure areas or form submissions.
Performance & Analytics Cookies
These cookies collect information that is used either in aggregate form to help us understand how our Site is being used or how effective our independent research reports are.
Functional Cookies
These cookies are used to enhance the performance and functionality of our Site but are non-essential to its use. However, without these cookies, certain functionality (like video content) may become unavailable.
4. Third-Party Cookies
In some special cases, we also use cookies provided by trusted third parties. This site uses Landing Hero for our AI assistant and form handling. These third parties may use cookies on your device to ensure the assistant functions correctly and to prevent spam in our research inquiries.
5. How Can I Control Cookies?
You have the right to decide whether to accept or reject cookies. You can set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our website though your access to some functionality and areas of our website may be restricted.
As the means by which you can refuse cookies through your web browser controls vary from browser-to-browser, you should visit your browser's help menu for more information.
6. Updates to This Policy
We may update this Cookies Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore re-visit this Cookies Policy regularly to stay informed about our use of cookies and related technologies.
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